At Ortiz Lending Team, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Welcome to the world of homeownership, where dreams become addresses! I'm Luis Ortiz, a seasoned Loan Officer with over 15 years of experience, dedicated to guiding individuals and families on their journey to secure the keys to their dream homes.
Born in the vibrant land of El Salvador and raised in the heart of Alexandria, VA, I seamlessly navigate between English and Spanish to better connect with our diverse community. Since 2006, I have been passionately advocating for the belief that true wealth begins with homeownership. Witnessing the transformative power of owning a home, I derive immense satisfaction from assisting families in our community to achieve their goals of securing a place to call their own.
At the core of my approach is a commitment to personalized service. I take pride in working closely with families, crafting tailored plans to navigate the often intricate path to homeownership. No one is denied for a loan in my world; instead, we collaborate on creating a strategic action plan that paves the way for you to become mortgage-ready. It's not just about loans; it's about building a future, one home at a time.
Join me on this exciting journey towards financial empowerment and the pride of calling a place your own. Let's turn your homeownership dreams into reality!
We work conforming and non-conforming real estate loans.
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
We can help you lock in a long term fixed rate and get out of your ARM.
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